UK Relocation Tax Calculator

Compare income tax, National Insurance, and stamp duty costs when moving between England, Scotland, and Wales. See your annual take-home pay difference and property purchase tax (SDLT, LBTT, or LTT) side by side for 2026/27.

Compare Tax Between UK Regions

Annual Salary (£)

Tax Year

Current Region

Target Region

Property Value (£, optional)

Leave at 0 to skip stamp duty comparison

Moving from England & Northern Ireland to Scotland: £1,496 less take-home per year (£125/month)

Annual Difference

-£1,496

Take-home pay per year

Monthly Difference

-£125

Take-home pay per month

5-Year Net Impact

-£7.5k

5× annual take-home difference

Tax Breakdown

Item	England & Northern Ireland	Scotland	Difference
Income Tax	£7,486	£8,982	+£1,496
National Insurance	£2,994	£2,994	—
Take-Home Pay	£39,520	£38,024	-£1,496

Take-Home vs Tax & NIC

Frequently asked questions

Does income tax differ between Scotland and England?

Yes. Scotland sets its own income tax rates and bands, which are different from the rest of the UK. For most incomes above £27,000, Scottish taxpayers pay slightly more income tax than those in England, Wales, or Northern Ireland. Below that threshold, Scottish rates can be lower. National Insurance contributions are the same across all UK regions.

What is the difference between SDLT, LBTT, and LTT?

These are the three different property purchase taxes in the UK. SDLT (Stamp Duty Land Tax) applies in England and Northern Ireland. LBTT (Land and Buildings Transaction Tax) applies in Scotland. LTT (Land Transaction Tax) applies in Wales. Each has different rates and thresholds, so the amount you pay depends on which country the property is located in, not where you currently live.

Is National Insurance the same across all UK regions?

Yes. National Insurance contributions are set by the UK government and apply uniformly across England, Scotland, Wales, and Northern Ireland. Unlike income tax, NIC rates and thresholds are the same regardless of which UK region you live or work in.

Sources

Related Calculators

Take-Home Pay Calculator

Calculate your net pay after income tax and National Insurance for any UK region.

Stamp Duty Calculator

Calculate SDLT, LBTT, or LTT on your property purchase across all UK regions.

England vs Scotland Tax Comparison

Detailed side-by-side income tax bracket comparison for England and Scotland.

Income Tax Calculator

Calculate your UK income tax liability with full bracket breakdown.

Learn More

Stamp Duty Rates and Thresholds in 2025-26

Standard SDLT rates, first-time buyer relief, the 5% additional property surcharge, and worked examples to show your stamp duty liability in 2025-26.

Stamp Duty (SDLT) Guide: Rates, Reliefs & Regional Differences

A complete guide to Stamp Duty Land Tax (SDLT) in England and Northern Ireland, LBTT in Scotland, and LTT in Wales — including first-time buyer relief and additional property surcharges.